Underinsured Motorist Property Damage Coverage

Under-insured motorist property damage coverage is available in some states where it is often mandatory.

This type of auto insurance coverage protects you if your car is damaged in an accident caused by a driver who has insufficient auto insurance coverage. Other specific protection afforded by this type of auto insurance coverage varies from state to state.

The amount covered by under-insured motorist property damage is capped at the limit you choose when you buy your auto insurance policy.